What insurance is required when renting a car in Mexico? (2024)

What insurance is required when renting a car in Mexico?

What kind of coverage do I need in Mexico? The only type of coverage you're legally required to have in Mexico is liability, and you'll need to get it through a specialized insurer.

What kind of insurance do I need to rent a car in Mexico?

Personal Liability Insurance, also referred to as Third-Party Insurance, is mandatory when renting a car in Mexico. You cannot rent a car without this coverage. Although this is the only obligatory type of insurance, it's not always enough. In fact, it's highly recommended to opt for additional coverage.

What car insurance is mandatory in Mexico?

Mexican law requires all drivers, including U.S. tourists who plan to drive in the country, to have liability coverage. The minimum requirements are: 100,000 Mexican pesos (around $5,000) for bodily injury and death liability coverage.

What is needed to rent a car in Mexico?

As far as what's required to rent a car in Mexico, there are four things you need to have for a Mexico rental car: 1) valid driving license, 2) credit card, 3) to be of age (25 or older), and 4) Mexican insurance.

How much is Mexican car insurance per day?

How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.

Does my US car insurance cover me in Mexico?

No, U.S. auto insurance policies aren't valid in Mexico. If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it.

Does US medical insurance work in Mexico?

Your employer-provided health plan may have limited or no coverage in Mexico, and Medicare doesn't cover health care outside the United States, except in rare cases. Travel health insurance pays for emergency medical expenses during a trip.

Do I need separate car insurance in Mexico?

Your U.S. car insurance policy alone will not be sufficient to satisfy Mexican Federal Liability Law. To satisfy this law, you must buy a separate Mexican liability insurance policy from a licensed Mexican insurance company.

Does my auto insurance cover my vehicle in Mexico?

Your U.S. auto insurance won't cover you after crossing the border of Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent.

What happens if you don't have car insurance in Mexico?

Mexico legally requires all drivers, including American tourists, to have liability insurance, and failing to purchase enough insurance could land drivers in jail should they cause an accident.

Can a US citizen drive a rental car in Mexico?

If you are a U.S. citizen, you also need to purchase Mexican Automobile Liability Insurance to take a rental car to Mexico. This insurance is only available at certain U.S. rental locations.

Can you drive a rental car in Mexico with US license?

If you're renting a car in Mexico, you will need to have a valid U.S. driver's license, proof of civil liability car insurance, and a valid credit card to reserve the rental and cover incidental costs.

How much is car insurance in Mexico?

How much does Mexican car insurance cost? The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.

What is Mexico insurance coverage?

Mexico tourist auto insurance is a car insurance policy, separate from your domestic policy, that helps cover U.S. and Canadian drivers in Mexico. This type of policy helps pay for medical bills and car repairs if you're involved in a car accident while driving your vehicle with U.S. or Canadian plates in Mexico.

How much does a rental car cost in Mexico?

How to get car insurance to drive in Mexico?

You'll need coverage from an admitted and authorized Mexico Insurer to drive across the border. Our partner, MexPro, offers customizable coverage options to ensure you have the right insurance plan for your trip.

Should you get rental car insurance in Mexico?

Mexico Insurance provides a customer with liability and asset protection necessary to be in compliance with Mexican law while visiting Mexico. Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online.

What happens if I get in a car accident in Mexico?

Immediate Steps After an Car Accident in Mexico:

Stay calm and call 911. Check to see if anyone is injured or hurt, offer help, if possible. Get the names and addresses of all the drivers involved in the accident. Get the license plate numbers of all the vehicles involved in the accident.

Does my AAA insurance cover me in Mexico?

Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.

What happens if I have a medical emergency in Mexico?

If you do need medical treatment whilst in Mexico, you may be required to pay for the services up front. At the very least, you will be asked to show proof of your ability to pay. This means that prior to any treatment you would be expected to: a) to show evidence of your insurance policy; b) give credit card details.

Can you use your Medicare insurance in Mexico?

In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.

What is the best travel insurance for Mexico?

If you plan to get active in Mexico and want to make sure you have adequate travel insurance coverage for medical expenses and emergency medical evacuation, we recommend the SafeTreker plan from Trawick International.

Can you turn right on red in Mexico?

In Mexico, right turns on red are generally allowed unless a sign indicates otherwise. Mexico City has implemented a new transit law which prohibits right turns on red.

Does Geico cover me in Mexico?

Mexican law requires that you purchase a Mexican auto tourist policy to legally drive in the country. You're in luck! The GEICO Insurance Agency can help you get affordable insurance in Mexico. So, whether you need a policy for a few days, 6 months, or a year, you can get the coverage you need.

What do I need to know before driving to Mexico?