How much does car insurance in Mexico cost? (2024)

How much does car insurance in Mexico cost?

Similar to car insurance policies in the U.S., Mexican car insurance costs will vary from provider to provider and from person to person. For most providers, rates can be anywhere between $1 to $70 per day depending on your length of stay and vehicle type; we'll do a deep dive into both below.

Is your car insurance good in Mexico?

Visit your My NerdWallet Settings page to see all the writers you're following. You'll need Mexican liability car insurance to legally drive in Mexico. A U.S. auto insurance policy won't cover you in Mexico, and you could be jailed if you are in an accident while driving uninsured there.

What insurance do I need to drive my car in Mexico?

To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy. Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options, including physical damage, liability, vandalism, partial theft, medical payments, roadside assistance, and more.

What happens if you don't have car insurance in Mexico?

Mexico legally requires all drivers, including American tourists, to have liability insurance, and failing to purchase enough insurance could land drivers in jail should they cause an accident.

Can I buy car insurance at the Mexican border?

The answer is yes. However, purchasing car insurance at the border will be more expensive than doing it beforehand. The company will ask you general questions such as your age, length of visit, and where you are going. How Much Does It Cost?

How much is Mexican car insurance per day?

How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.

Is it safe to drive in Mexico with US plates?

The short answer to the titled question is yes, it is safe to drive in Mexico with US plates. No major issues will present themselves.

Does my AAA insurance cover me in Mexico?

Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.

Do I need separate car insurance in Mexico?

Your U.S. car insurance policy alone will not be sufficient to satisfy Mexican Federal Liability Law. To satisfy this law, you must buy a separate Mexican liability insurance policy from a licensed Mexican insurance company.

Does Geico work in Mexico?

The GEICO Insurance Agency can help you get affordable insurance in Mexico. So, whether you need a policy for a few days, 6 months, or a year, you can get the coverage you need.

Does my U.S. car insurance cover me in Mexico?

No, U.S. auto insurance policies aren't valid in Mexico. If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it.

Does U.S. health insurance work in Mexico?

Your employer-provided health plan may have limited or no coverage in Mexico, and Medicare doesn't cover health care outside the United States, except in rare cases. Travel health insurance pays for emergency medical expenses during a trip.

Does Allstate cover you in Mexico?

And, drivers in Mexico must have insurance from a Mexican company. Allstate works with insurance companies in Mexico to help provide coverage for you and your vehicle.

What is the hassle free zone in Mexico?

Mexico's hassle-free zone runs about 20-26 km (12 to 16 miles) from the Mexico border. It runs along the entire Baja peninsula and the western border of Sonora down to Empalme and as far in as highway 15, including the 16 miles between Imuris and Agua Prieta.

Does the Mexican border check your car?

Even though you always have the right to remain silent, if you don't answer questions to establish your citizenship, officials may deny you entry to the U.S. or detain you for search and/or questioning. Agents may search any person, the inside of any vehicle, and all passenger belongings.

Can I take my car to Mexico permanently?

Import A Car to Mexico

Mexican law states that you have to hire a customs agent (agente aduanal) to facilitate importing a car to Mexico permanently. You must go to a customs agent when crossing the border, to get the import request and pay all fees and taxes.

How much is Mexican car insurance for a week?

And depending on many factors (including what car you're driving, how long you're staying, and which coverage options you choose), the cost ranges from $2 to $40 per day. If you're traveling south of the border for a week, you can get coverage for as little as $14.

How does insurance work in Mexico?

Public healthcare system in Mexico

Those employed in Mexico are automatically enrolled in the IMSS system and their contribution to the scheme is deducted from their salary. Those who are not formally employed may voluntarily enrol in the IMSS system, in which case they will have to pay an annual contribution fee.

How far into Mexico does insurance cover?

The Mexico Coverage Endorsem*nt provides limited extension of coverage for accidents occurring in Mexico within 25 miles of the United States border while the insured is on a trip for 10 days or less.

What is the safest route to drive through Mexico?

What is the safest route to drive through Mexico? The all-time favorite route among casual tourists and surfing enthusiasts is the Pacific Route. It has the following advantages: It's well-maintained and has good infrastructure.

What do I need to know before driving to Mexico?

What is a chocolate car in Mexico?

He blames the average person for taking advantage of a system instituted to help drivers register their cars that at one time were brought to Mexico illegally. The term “chocolate cars” is derived from the Spanish word chueco, which means crooked.

Should you get rental car insurance in Mexico?

Mexico Insurance provides a customer with liability and asset protection necessary to be in compliance with Mexican law while visiting Mexico. Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online.

Does my Progressive insurance cover me in Mexico?

Various Mexico insurance laws require you to purchase liability coverage from an insurer that's licensed to provide coverage in Mexico — which means your regular auto insurance most likely won't cover you. Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro.

Does AAA roadside assistance work in Mexico?

Does AAA roadside assistance work in Mexico? AAA does not offer roadside service in Mexico at this time. Before driving in Mexico, however, you may want to purchase Mexico Driver's Insurance.