Is your car insurance good in Mexico? (2024)

Is your car insurance good in Mexico?

Liability car insurance is crucial when driving in Mexico

What happens if you don't have car insurance in Mexico?

Mexico legally requires all drivers, including American tourists, to have liability insurance, and failing to purchase enough insurance could land drivers in jail should they cause an accident.

Do I need separate car insurance in Mexico?

Your U.S. car insurance policy alone will not be sufficient to satisfy Mexican Federal Liability Law. To satisfy this law, you must buy a separate Mexican liability insurance policy from a licensed Mexican insurance company.

How much is car insurance in Mexico?

Similar to car insurance policies in the U.S., Mexican car insurance costs will vary from provider to provider and from person to person. For most providers, rates can be anywhere between $1 to $70 per day depending on your length of stay and vehicle type; we'll do a deep dive into both below.

Does Geico cover accidents in Mexico?

Most typical U.S. auto insurance policies will not cover Mexico. So, if you're heading south of the border, you'll need additional coverage for the family wagon. GEICO, for example, has partners that offer Mexico-specific policies for cars, RVs and motorcycles.

Does my AAA insurance cover me in Mexico?

Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.

How much is Mexican car insurance per day?

How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.

How does insurance work in Mexico?

Public healthcare system in Mexico

Those employed in Mexico are automatically enrolled in the IMSS system and their contribution to the scheme is deducted from their salary. Those who are not formally employed may voluntarily enrol in the IMSS system, in which case they will have to pay an annual contribution fee.

What happens if I leave my car in Mexico?

If you abandon your foreign-plated car in Mexico, you'll have to pay Aduana (Mexican Customs) 40% tax on the car's value. This rule was brought-in some while ago to discourage foreigners from abandoning or selling their foreign-plated cars and telling Mexican Customs they were lost or stolen.

Does US car insurance work in Mexico?

Your U.S. auto insurance won't cover you after crossing the border of Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent.

What car insurance should I get in Mexico?

To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy. Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options, including physical damage, liability, vandalism, partial theft, medical payments, roadside assistance, and more.

Can I drive in Mexico with a US license?

As a US citizen, driving in Mexico is relatively simple. All you need is your US driver's license, registration, and proof of insurance. However, it's always a good idea to have a passport on hand in case you're stopped by Mexican authorities. Here's a checklist of other documents you need to have to drive in Mexico.

Does Geico work in Mexico?

The GEICO Insurance Agency can help you get affordable insurance in Mexico. So, whether you need a policy for a few days, 6 months, or a year, you can get the coverage you need.

What do I need to know before driving to Mexico?

Can I buy car insurance at the Mexican border?

Purchasing Mexican car insurance is a lot easier than you may think. You can purchase car insurance online through companies that have international car insurance policies and partners. If you happen to forget, you may be wondering, “can you buy Mexican car insurance at the border?”. The answer is yes.

How do you handle a car accident in Mexico?

Does my US car insurance cover me in another country?

Most U.S. auto insurers won't cover you while driving abroad, except for driving in Canada and driving in Mexico. Unless you have a credit card offering rental car insurance, you'll probably need to purchase your insurance from the rental company. Learn more about international car insurance and rental car insurance.

How to get car insurance to drive in Mexico?

You'll need coverage from an admitted and authorized Mexico Insurer to drive across the border. Our partner, MexPro, offers customizable coverage options to ensure you have the right insurance plan for your trip.

Should you get rental car insurance in Mexico?

Mexico Insurance provides a customer with liability and asset protection necessary to be in compliance with Mexican law while visiting Mexico. Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online.

Does my Progressive insurance cover me in Mexico?

Various Mexico insurance laws require you to purchase liability coverage from an insurer that's licensed to provide coverage in Mexico — which means your regular auto insurance most likely won't cover you. Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro.

How many miles into Mexico does my insurance cover?

It is better to think of this as covering only your vehicle losses in Mexico, but it cannot cover your financial responsibility to others (liability). Mileage restriction - Generally, U.S. auto policies have a mileage restriction into Mexico (usually between 25-100 miles).

How much is Mexican car insurance for a week?

And depending on many factors (including what car you're driving, how long you're staying, and which coverage options you choose), the cost ranges from $2 to $40 per day. If you're traveling south of the border for a week, you can get coverage for as little as $14.

How much does a rental car cost in Mexico?

Can Americans get free healthcare in Mexico?

Any American citizen can go to Mexico and enter any hospital of their choice. If one has a health care plan I am not sure if it will be recognized in Mexico, however. Does Mexico offer universal health care to its citizens? Yes, it does, through an institution called IMSS.

Do hospitals in Mexico take US insurance?

Do Mexican hospitals accept USA coverage? USA health insurance coverage is not accepted in private hospitals of Mexico. The same is applicable for Medicare as well. Unless you have a USA health plan that covers healthcare in Mexico, you will have to pay out-of-pocket for availing medical services.