Does my U.S. car insurance cover me in Mexico? (2024)

Does my U.S. car insurance cover me in Mexico?

Your U.S. auto insurance won't cover you after crossing the border of Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent.

Does my American car insurance work in Mexico?

No, U.S. auto insurance policies aren't valid in Mexico. If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it.

Does my US car insurance cover me in another country?

Most U.S. auto insurers won't cover you while driving abroad, except for driving in Canada and driving in Mexico. Unless you have a credit card offering rental car insurance, you'll probably need to purchase your insurance from the rental company. Learn more about international car insurance and rental car insurance.

Do you need extra car insurance for Mexico?

To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy. Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options, including physical damage, liability, vandalism, partial theft, medical payments, roadside assistance, and more.

What happens if I get in a car accident in Mexico?

Immediate Steps After an Car Accident in Mexico:

Stay calm and call 911. Check to see if anyone is injured or hurt, offer help, if possible. Get the names and addresses of all the drivers involved in the accident. Get the license plate numbers of all the vehicles involved in the accident.

Does my auto insurance cover my vehicle in Mexico?

Your U.S. auto insurance won't cover you after crossing the border of Mexico. You'll need a special Mexican auto insurance policy to legally drive in Mexico, which can be acquired through an insurance agent.

What car insurance has coverage in Mexico?

Various Mexico insurance laws require you to purchase liability coverage from an insurer that's licensed to provide coverage in Mexico — which means your regular auto insurance most likely won't cover you. Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro.

Does GEICO cover me in Mexico?

Mexican law requires that you purchase a Mexican auto tourist policy to legally drive in the country. You're in luck! The GEICO Insurance Agency can help you get affordable insurance in Mexico. So, whether you need a policy for a few days, 6 months, or a year, you can get the coverage you need.

Does GEICO car insurance cover international?

Overseas insurance is insurance for your car, motorcycle, and personal property that's available while you are living outside of the United States. GEICO has provided overseas insurance through its affiliate, GEICO Financial Services GmbH since 1960.

Does Progressive cover Mexico?

Any time you take your boat or personal watercraft to Mexico, you're legally required to carry liability insurance. With Progressive® Mexico Boat Insurance by MexPro, your boat or personal watercraft is covered from gulf to gulf.

Can I drive in Mexico with a US license?

As a US citizen, driving in Mexico is relatively simple. All you need is your US driver's license, registration, and proof of insurance. However, it's always a good idea to have a passport on hand in case you're stopped by Mexican authorities. Here's a checklist of other documents you need to have to drive in Mexico.

Is it safe to drive in Mexico with US plates?

The short answer to the titled question is yes, it is safe to drive in Mexico with US plates. No major issues will present themselves.

How much is car insurance to go to Mexico?

The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.

What is the car rule in Mexico?

Mexico Driving Rules and Regulations

In Mexico, they drive on the right-hand side of the road and over take on the left. The legal driving age is 18. Using a seatbelt is mandatory for all occupants of a vehicle. Drink driving – driving under the influence of drugs or alcohol is illegal.

What happens if you get pulled over in Mexico?

If you get pulled over while driving in Mexico, remain calm and show your proof of insurance to the police officer, just like you would in the U.S. If you get a ticket, politely request a written citation that can be paid by mail or at the police station.

Does the Mexican border check your car?

Even though you always have the right to remain silent, if you don't answer questions to establish your citizenship, officials may deny you entry to the U.S. or detain you for search and/or questioning. Agents may search any person, the inside of any vehicle, and all passenger belongings.

Can you use your insurance in Mexico?

Unfortunately, regardless of how comprehensive your US insurance policy is, it won't cover you while driving in Mexico. Therefore, you must buy a separate insurance cover if you cross the border in your own car. This liability insurance must be purchased from a company that is licensed in Mexico.

What do I need to know before driving to Mexico?

Can you turn right on red in Mexico?

In Mexico, right turns on red are generally allowed unless a sign indicates otherwise. Mexico City has implemented a new transit law which prohibits right turns on red.

Does AAA cover me in Mexico?

Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.

What insurance do I need to travel to Mexico?

Comprehensive travel insurance for Mexico should include coverage for trip cancellation, trip delay, trip interruption, travel medical, emergency medical evacuation and baggage loss.

How much is international car insurance in Mexico?

How Much is Mexican Car Insurance? Cost per day: Coverage for liability only can be as low as $30 USD per day. If you include vehicle coverage, it can be about $42 USD per day. Annual cost: Annual liability coverage is around $200 USD per year.

How to get car insurance to drive in Mexico?

You'll need coverage from an admitted and authorized Mexico Insurer to drive across the border. Our partner, MexPro, offers customizable coverage options to ensure you have the right insurance plan for your trip.

What insurance do I need for Mexico car rental?

Mexico Insurance provides a customer with liability and asset protection necessary to be in compliance with Mexican law while visiting Mexico. Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online.

How many miles into Mexico does my insurance cover?

It is better to think of this as covering only your vehicle losses in Mexico, but it cannot cover your financial responsibility to others (liability). Mileage restriction - Generally, U.S. auto policies have a mileage restriction into Mexico (usually between 25-100 miles).